1. ZamuPay Server To Server Card Integration
ZamuPay API Documentation
  • Introduction
  • Definitions
    • Data Types
    • Transactions Response Codes
    • MCCMNC Codes
  • Authorization
    • Overview
    • Token Request
      POST
    • Find Transaction Routes
      GET
    • Health Check
      GET
  • Payouts
    • Overview
    • Payment Order Request Information
    • Mobile Money Requests
      • Overview
      • Mobile Transfers- Safaricom (M-Pesa)
      • Mobile Transfers - Airtel Money
    • Payment Order Requests - Business Transfers
      POST
    • Payment Order Requests - Bank Transfers
      POST
    • Find Payment Order By OriginatorConversationId
      GET
    • Reject Order By OriginatorConversationId
      POST
  • Pay-Ins
    • Payment Links
      • Overview
      • Create Payment Link
      • Find Payment Links By Id
      • Update Payment Link
    • Express Deposits
      • Overview
      • Express Deposit Request
      • Find Express Deposit By OriginatorConversationId
    • C2B IPN (Callback)
      • C2B IPN Overview
  • Card Payments
    • ZamuPay Server To Server Card Integration
      • Overview
      • 1. Authentication
        • Generate Auth Token
      • 2. Capture Context
        • Generate Capture Context
      • 3. Core Payment Flow
        • Payment Authorisation
        • Payment Capture
        • Payment Void
        • Payment Refund
      • 4. 3D Secure (Payer Authentication)
        • 3DS Setup
        • 3DS Enrolment Check
        • 3DS Validate Result
      • 5. Decision Manager (Fraud Screening)
        • Fraud Screen Transaction
      • 6. Payment Instruments (Card Tokenisation)
        • Save Card
        • Retrieve Saved Card
        • Delete Saved Card
      • 7. Transaction Search
        • Query Transactions
        • Get Transaction by ID
      • 8. Webhooks
        • Register Webhook Endpoint
        • List Registered Webhooks
        • Delete Webhook Endpoint
    • Cards Processing
      • Overview
      • Checkout Order Request
      • Query Checkout Request
      • Checkout Callback Request
  • Account Validation
    • Overview
    • Account Number Validation Request
    • Find KYC Status by SystemTraceAuditNumber
    • Account Validation
    • Find Account Validation Status by SystemTraceAuditNumber
  • Platform Services
    • Airtime Purchase
      • Overview
      • Airtime Purchase
      • Find Airtime Purchases By OriginatorConversationId
    • Customer Accounts
      • Balance Check
      • Find Charges By TransactionTypeId
    • Bill Payments
      • Overview
      • Bill Request Validation
      • Bill Request Payment
      • Find Bill Services
      • Find Bill Number By Service Id and Account Number
      • Find Bill Request By Originator Converstion Id
      • Bill Number
  1. ZamuPay Server To Server Card Integration

Overview

ZamuPay Server to Server Card Integration Overview#

This document provides the complete integration reference for partners embedding ZamuPay’s CyberSource Card payment capabilities.
The integration supports a full payment lifecycle including:
3D Secure authentication
Fraud screening
Card tokenisation
Transaction reporting
Real-time webhook notifications

Full Integration Flow#

Authentication Scheme#

Basic Auth#

Used exclusively on the token generation endpoint.
Credentials must be Base64-encoded.
Example:

Bearer Token#

Returned after successful token generation.
Required on all subsequent API calls.
Example:
Modified at 2026-05-08 05:55:35
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